Personal injury fraud, where people file fake claims for injuries, happens a lot more than you might think. Take for instance Criminal Investigator This is why you would need a good security company that has personal injury fraud investigators on board.

Personal injury fraud is usually perpetrated in the home, car or even at a business location and the legal definition is an “act or omission intended to result in insurance benefits for a non-existent injury that is exaggerated or unrelated to any accident that would be covered by the insurance policy.” This is reprehensible and dishonest. There are two types of fraud that may be attempted – one where the fraud was planned and the other when a situation presented itself as being viable to defraud an insurance company. Just as shocking is Drugs Awareness which you can read about.

There are many examples of insurance fraud and they may involve a home aide worker exaggerating a slip and fall injury on the client’s premises. Another example is a person who is legitimately injured, but who over exaggerates the actual extent of the injury and/or the recovery time involved. You may have heard another expression in relation to this type of claim or person – malingering or malingerer. Most times the person who is doing the theatrics is hoping for an all expenses paid vacation from work thanks to the insurer. It’s not just the personal injury fraud attempt that winds up costing insurance companies money. More medical tests and exams run up the expenses on fake claims in no time flat. Of course this means the public wind up footing the bills. That’s it, I’m officially packing and getting the airplane tickets to go on my Cape Town Holidays haha

Premeditated fake claims mean the person behind filing the insurance fraud has spent a lot of time thinking how to make the most of the planned accident. People will deliberately cause an accident and hope for minor injuries that they can blow up out of proportion to file a fraudulent claim. The sad thing is that when people try to cause accidents, oft times things can go wrong and cause really serious injuries. Imagine a group of people working together to illegally milk the insurance system of money by setting up fake accidents and claiming fake injuries. People who filed false claims in order to get money from insurance companies wind up paying for it when they suffer a real injury and get caught based on the old reports.

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